Free South African calculator

Home Buying Cost Calculator

Estimate South African property purchase cash requirements, including transfer duty, conveyancing guideline fees, Deeds Office charges and bond-registration costs.

South Africa · 2026 statutory & guideline model

Home Buying Cost Calculator

Estimate the cash needed for a South African property purchase, including transfer duty, conveyancing guideline fees and Deeds Office charges.

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The calculator treats the balance as the intended bond amount. Enter the full purchase price here if buying for cash.
Transfer duty and VAT are not simply added together. Confirm the tax treatment in the signed transaction with the conveyancer.
What the result includes

Bank initiation fees, valuation costs, municipal/rates adjustments, FICA/admin disbursements, inspections, insurance and other transaction-specific charges are not assumed unless expressly shown.

Planning estimate only, reviewed 15 August 2026. Transfer duty is statutory, but conveyancing fees are guideline estimates and negotiable. Your transferring and bond attorneys must issue the final cost statements.